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This is a frequent concern, with users wanting to know when it's necessary and what it should cover.
Posted : May 1, 2025 6:11 pm
Topic starter
Whether you need travel insurance depends on several factors, including your destination, the nature of your trip, your health, and your risk tolerance. Here's a breakdown to help you decide:
✅ Reasons You Might Need Travel Insurance
- International Travel: Many countries require proof of travel insurance for entry (e.g., Schengen countries).
- Medical Coverage: Your domestic health insurance may not cover you abroad. Travel insurance can cover emergency medical expenses.
- Trip Cancellations or Interruptions: If your trip is expensive or non-refundable, insurance can reimburse you for cancellations due to illness, weather, or other covered reasons.
- Lost or Delayed Baggage: Insurance can help recover costs for lost, stolen, or delayed luggage.
- Adventure Activities: If you're doing high-risk activities (skiing, scuba diving, etc.), specialized coverage is often needed.
- COVID-19 or Other Health Concerns: Some policies now include pandemic-related coverage.
❌ When You Might Skip It
- You're traveling domestically and already have good health and cancellation coverage.
- Your trip is inexpensive and fully refundable.
- You have coverage through a credit card or existing insurance plan (check the fine print!).
Posted : May 1, 2025 6:12 pm
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